I love blogging about the finer things in life and sharing them with my readers, but now I want to do more than that. I want us to walk the path to the lifestyle we desire together. There are no small details when it comes to getting to our desired destination.

A new year is fasting approaching and we must take inventory of our goals and ourselves. What habits are working for us, what needs a bit of tweaking and what needs to be abandoned altogether? Now is the time to start making plans.

Getting organized is one way to get a complete picture of our financial landscape. This is where Credit Sesame could be useful.

Credit Sesame is a great organizing tool for your finances. It is a management system for your credit, debt and loans, and it’s all in one place.

• One of its most notable feature is the free access to Experian’s credit score every month. Sure this is not your FICO score, but it’s helpful to know where you stand with a national credit reporting bureau.
• Credit Sesame’s advice is personalized and done on an ongoing basis.
• They provide you with a financial check-up while they help you set your goals and keep track of them.
• This service is done on a monthly basis and yes ladies, it’s free.

So start thinking and planning for the new year so we can be closer to our goals by the end of 2012.